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Virtual CFO
Practical support connected to your reporting, tax position, cash flow, risk, and next decision.
Agents & Brokers
Turn a variable commission business into a steadier financial operation.
SJ Accounting helps agents and brokers organize the books, plan for taxes, understand profitability, and make growth decisions without losing sight of cash flow or personal goals.
Book a free consultationBuilt for real estate clients with $1M+ in revenue.
Who this is for
Financial clarity for the way you operate.
Your revenue may move with closings, but the business still needs consistent systems. We help agents, teams, and brokerages build a more reliable financial view as production, headcount, marketing, and overhead grow.
Commission income arrives unevenly, making cash planning harder than it should be.
Self-employed deductions and personal and business tax decisions are difficult to coordinate.
S-corp considerations, team compensation, marketing, and overhead blur true profitability.
Growth is happening, but reporting and controls have not caught up.
What SJ does
A financial partner for decisions with real consequences.
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Virtual Controller
Practical support connected to your reporting, tax position, cash flow, risk, and next decision.
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Complete bookkeeping
Practical support connected to your reporting, tax position, cash flow, risk, and next decision.
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Tax planning & returns
Practical support connected to your reporting, tax position, cash flow, risk, and next decision.
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Sales tax
Practical support connected to your reporting, tax position, cash flow, risk, and next decision.
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Outsourced internal audit
Practical support connected to your reporting, tax position, cash flow, risk, and next decision.
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10-K/10-Q support
Practical support connected to your reporting, tax position, cash flow, risk, and next decision.
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Scenario modeling & forecasting
Practical support connected to your reporting, tax position, cash flow, risk, and next decision.
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Assurance — audits, reviews & compilations
Practical support connected to your reporting, tax position, cash flow, risk, and next decision.
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Consulting
Practical support connected to your reporting, tax position, cash flow, risk, and next decision.
Useful deliverables
Work you can use in the room.
01
Monthly bookkeeping and reporting that separates commission income, production, operating costs, and owner decisions.
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Personal and business tax planning and returns with self-employed deductions, estimated payments, and S-corp considerations in view.
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Scenario modeling and forecasting for hiring, teams, marketing, and new markets.
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Virtual CFO or Controller perspective, consulting, and assurance support as the practice matures.
How we work
A calm process for complicated numbers.
Listen
We learn the portfolio, operating model, and decision in front of you.
Clarify
We make the numbers and tradeoffs easier to understand.
Partner
We stay close enough to keep the plan useful as things change.
Questions, answered
A practical place to start.
Can you help if commissions fluctuate throughout the year?
Yes. Forecasting, situation modeling, bookkeeping, and tax planning can help you understand seasonality, reserve cash, and make hiring or investment decisions with more confidence.
Do you support a brokerage as well as an individual agent?
Yes. The work can fit an individual practice, a growing team, or a brokerage that needs stronger reporting, controls, and financial leadership.
When should an agent or broker add CFO support?
Often when revenue is above $1M, the team is growing, or the owner is making decisions from bank balances instead of a forward-looking view. A consultation can clarify the right level of support.
Let’s talk about the next decision
Bring the questions. We’ll bring a clear point of view.
Thank you
Your consultation request is on its way.
We’ll be in touch soon. If your question is time-sensitive, you can also book a call directly.
Book a call directly